FDC and Associates Ltd announce merger with Mark Kennedy & Co Accountants Ltd in Waterford City

FDC and Associates Limited are delighted to announce the merger, with Mark Kennedy & Co Accountants Ltd, that took place on January 2, 2025. This merger sees a significant expansion to FDC’s already strong presence in Waterford with three offices in Dungarvan, one office in Lismore and one office in Waterford City. Mark Kennedy and…

Why Short-Term Decision Making Is Holding Back Long-Term Growth in Irish SMEs

Many Irish SMEs operate in a constant cycle of activity. Day to day demands, customer needs and immediate financial pressures often dominate decision making. While this focus is understandable, it can create a pattern where short-term thinking takes priority over long-term strategy. In the early stages of a business, this approach can be effective. Flexibility…

Top 5 Pricing Mistakes Irish SMEs Continue to Make in 2026

Pricing remains one of the most important and most mishandled areas within Irish SMEs. It directly affects profitability, cash flow, positioning, and long-term sustainability. Despite this, many businesses continue to approach pricing in a reactive or inconsistent way. The result is not always immediate. Businesses can operate for long periods with flawed pricing structures. They…

The Hidden Risk in Long-Term Clients: When Loyalty Reduces Profitability

Many Irish SMEs take pride in long-standing client relationships. Loyalty is often seen as a sign of stability, trust, and consistent performance. Clients who return year after year provide predictable income, reduce the need for constant marketing, and create a sense of security within the business. On the surface, this looks like an ideal position….

Top 5 Financial Habits That Separate Growing Irish SMEs from Stagnating Ones

There is a noticeable divide between Irish SMEs that consistently grow and those that remain static despite similar market conditions. It is easy to assume that this comes down to industry, location, or access to capital. While those factors play a role, the more consistent difference lies in behaviour. Specifically, financial habits. Growing businesses tend…

The Real Cost of “Busy but Not Profitable”: How Irish SMEs Drift Without Noticing

Many Irish SME owners measure success by how busy they are. Full calendars, constant emails, staff under pressure, and strong sales activity all create the impression of a healthy business. From the outside, it looks like progress. The problem is that activity and profitability are not the same thing. In fact, they often move in…

The True Cost of Delayed Decisions in Business Management

In many Irish SMEs, decisions are delayed not because of uncertainty, but because of competing priorities. While this may seem harmless, the cost of delayed decision making can be significant. Time is a critical factor in business. Opportunities are often time-sensitive, and delays can result in missed chances. Whether it is securing a contract, investing…